Commercial Lender
Company: Civista Bank
Location: Akron
Posted on: May 15, 2022
|
|
Job Description:
Civista Bank Description:
Position Purpose: The Commercial Lender originates, manages, and
oversees a portfolio of commercial loans with overall objective of
maintaining and increasing its asset quality; to develop new and
existing business relationships. Description of Duties,
Responsibilities and Expectations: --- Takes applications for
commercial and/or agriculture loan business. Reviews customer
financial condition by obtaining credit report and other necessary
documents and assesses the customer's ability to re-pay the loan.
Makes underwriting recommendations to senior lender. Completes or
directs completion of all loan documents and closes loans.
--- Participates in developing lending and deposit business for the
Bank. Calls on clients to expand existing business; calls on
prospects seeking opportunities to expand the Bank's client base.
--- Monitors existing loan portfolio to maintain a high-quality
asset base. Maintains up-to-date client files including current
balance sheets, profit & loss statements, cash flow projections and
all loan documentation. --- Collects the standard Bank fees on all
loans. --- Assists in collection of past due loans. --- Assists
customers with any loan-related questions and concerns. --- To
independently manage intermediate or moderately complex
business/commercial loan credit underwriting and loan structures.
--- To produce assigned loan volume as set annually by your
supervisor.
--- To ensure and maintain asset quality of loan portfolio.
--- To maintain an appropriate delinquency rate of loan portfolio
as set by your supervisor/Bank policy.
--- To collect the Bank's standard fee income on portfolio loans
and the standard fee on loans sold.
--- To maintain an acceptable charge-off and delinquency rate as
set by your supervisor/Bank policy.
--- To insure that lending operations are in accordance with
established Bank policy and are legally compliant. --- To maintain
a professional, courteous, and friendly atmosphere for customers
and co-workers. .
Requirements:
Qualifications, Knowledge and Skills:
Keywords: Civista Bank, Akron , Commercial Lender, Other , Akron, Ohio
Click
here to apply!
|